Free download
First home buyer workbook.
Thinking about buying your first home?
Buying your first home is exciting, but knowing where to start can feel a little overwhelming.
I've put together a free First Home Buyer Workbook to help you get your numbers organised, understand where you're at financially and start thinking about what comes next. Because sometimes writing it all down can help you understand it better!
Whether you're just starting to explore your options or getting ready to speak to a mortgage adviser, this workbook is a handy place to start.
Let's make the numbers a little less confusing.
Before you start looking at houses, it's worth understanding where you stand financially.
The workbook takes you through some of the important things to consider when preparing to buy your first home. Inside, you'll find:
- Step 1
Your first home goals
Start thinking about where you'd like to live, the type of home you're looking for and what matters most to you.
- Step 2
Your deposit
Work out what you have saved, what's in your KiwiSaver and whether you might have other contributions available.
- Step 3
Your income and spending
Get a clearer picture of your household income, regular expenses and what you're currently spending.
- Step 4
Your existing debt
Look at any existing loans, credit cards or Buy Now Pay Later commitments that could affect your borrowing options.
- Step 5
Your starting position
Bring everything together to get a snapshot of where you're at financially.
- Step 6
Understanding the buying process
Get a general idea of the steps involved, from your first conversation through to getting the keys.
- Step 7
Additional buying costs
Remember, there's more to buying a home than just the deposit. The workbook helps you think about the extra costs you'll need to allow for.
A little preparation goes a long way.
You don't need to have everything figured out before you get started.
The workbook is designed to be completed at your own pace. Fill in what you know, leave blank what you don't and use it to help guide your next conversation with a mortgage adviser.
It's not a borrowing calculator or a guarantee of what you can afford, but it will give you a much better starting point.
You're one step closer!
Thanks for requesting your First Home Buyer Workbook.
You can download your copy below and work through it whenever you're ready.
Download your workbook (PDF)Got questions already? That's okay! You can get in touch with me anytime.
Janette Meyer | Easy Peasy Mortgages
Get your free First Home Buyer Workbook
Pop your details below and you'll get instant access to the workbook so you can get started.
Not sure what your numbers mean? That's what I'm here for.
Hi, I'm Janette. I've been a mortgage adviser for over 25 years, and I know that getting your head around the home-buying process can feel like a lot.
Whether you're just starting to think about buying your first home or you're ready to take the next step, I'm happy to have a chat about where you're at and what your options might look like.
You don't need to have everything worked out before you get in touch. That's part of what I'm here for.